Finding the Best Medicare Advantage Plans in Rhode Island

There are several Medicare Advantage plans in Rhode Island, and each has a different cost and level of flexibility. They offer the same benefits as Original Medicare but have additional benefits. Prescription drug coverage is an important benefit that many people enjoy. To ensure continuity of care, you may want to choose a plan that includes a specific doctor or clinic.

Rhode Island also offers many options for special-needs patients. If you are a resident of a nursing home or have a family member who needs nursing care, you may want to choose an institutional special needs plan. In addition, there are special plans available to those who are eligible for both Medicare and Medicaid.

The majority of Rhode Island residents can enroll into Medicare at 65. However, you can also enroll if you are a younger adult with disabilities. Typically, you must be a U.S. citizen or lawfully admitted foreign national to enroll in Medicare. You must also be eligible for Original Medicare, and live within the plan’s coverage area. It is important to note that enrollment periods are set throughout the year. To maximize your chances of enrolling, you must time your application carefully.

Kaiser Permanente is a good choice if you are looking for a Medicare Advantage program in Rhode Island. Its plans are fifth in size and will have approximately 1.8 million members by 2022. Kaiser Permanente is a large, health maintenance organization. Their plans are available in eight states.

In the Providence County area, most residents age 65+ can enroll in Medicare Advantage Plans. Some plans do not cover End Stage Renal Disease. You may need to select a different plan depending on your needs. It is important to understand how these plans work.

Some plans will require a higher deductible than others. You may need to pay a higher deductible if you have high-deductible medical needs. You can still take advantage of free preventive and wellness care. Some plans offer tiered coverage for prescription drugs. Some plans also include vision and dental care.

Another type of plan is a Preferred Provider Organization. A Preferred Provider Organization (PPO), plan allows you to choose your doctor more easily. You’ll usually need to use providers from a PPO network, but outside of it, you can use any Medicare-approved doctor.